Household net worth · Canada
Assets, liabilities, and cash flow with your partner. Questrade synced and converted to CAD. Mortgages that amortize themselves. No bank logins — ever.
Household net worth · Canada
Assets, liabilities, and cash flow with your partner. Questrade synced and converted to CAD. Mortgages that amortize themselves. No bank logins — ever.
The core idea
Inside the app
| Symbol | Qty | Value | P&L |
|---|---|---|---|
| AC.TOAir Canada | 500 | $12,150.00 | +$1,420.00 (+13.2%) |
| XEQT.TOiShares All-Equity | 1,240 | $41,888.00 | +$6,014.00 (+16.8%) |
| AAPLUSD → CAD @ 1.362 | 85 | $27,494.35 | −$812.40 (−2.9%) |
01 — THE CORE IDEA
Every save is a dated point on the chart — daily, monthly, whenever. No forced grid, no interpolated fiction.
02 — CANADIAN TO THE DECIMAL
Enter a mortgage once. Every month CanadianFinHub derives the interest, the principal paydown, and the declining balance — with correct Canadian semi-annual compounding.
03 — CASH FLOW, DRAWN HONESTLY
Every salary, every unit's rent, every expense and this month's exact mortgage interest — flowing through one diagram, drawn to size. The green band at the end is what you kept.
04 — YOURS, TOGETHER
Tag everything to a person, joint ownership, or a corporation — then filter any view by entity. Arrange every list the way you think, and edit any field where it sits.
05 — BROKERAGE SYNC
Paste a read-only token from Questrade's own App Hub. CanadianFinHub pulls your accounts and every position, converts USD holdings to CAD at your account's own rate, and shows P&L in dollars and percent.
Your money, on speaking terms
The built-in assistant reads your whole picture — every account, every unit's rent, every mortgage's interest this month — and answers like a CFO who already did the homework. It sees only your household, and nothing is sent anywhere unless you ask it something.
Made for Canadian decisions
Built for Canadian money
Your net worth and income as a percentile of all Canadian households, anchored on StatCan's own numbers — by age band, so you're compared with people your age.
Up to three logins — yours, your partner's — balances landing daily as assets. Read-only tokens, never a password.
Gross to net for all 13 provinces and territories — CPP2 drawn as its own angry slice of the pie.
Your real balance at renewal and the payment at five rates — before the bank's letter arrives.
The contribution that drops a bracket, and what CCB, GST credit, and CWB your family income unlocks.
Per-person and per-corporation ownership, with unused TFSA/RRSP/FHSA room by person.
The fundamentals of money
Most finance content is written for the 5% who work in it. These plain-language reads cover the rest: how money is created, why central banks and interest rates drive every market, and how to use the accounts you already have. Free, no account.
Start here
The big drivers
The big drivers
The big players
11 reads · about an hour
110+ terms, A to Z · tap a card
TFSA
Tax-Free Savings Account
explain it like I'm ten
TFSA
Canada's best gift to savers: investments inside grow completely tax-free, and withdrawals are tax-free too, anytime, for anything. Despite the name, fill it with investments, not just savings.
Yield curve
3 months vs 10 vs 30 years
explain it like I'm ten
Yield curve
A line comparing what lending to the government pays for 3 months vs 10 vs 30 years. Normally longer = higher. When it flips, it's the market whispering that a recession may be coming — it has called most of them.
FCF
Free Cash Flow
explain it like I'm ten
FCF
The money truly left over after all bills are paid — free to save, invest, or spend. CanadianFinHub shows yours every month. For companies it's the cash left after running and maintaining the business.
Pricing
Track your household, learn the fundamentals, and use every personal calculator free. Household automates it all and includes unlimited AI. Business adds the owner-manager toolkit.
Free
No card. No clock.
Everything you need to replace the net worth spreadsheet — by hand, and yours to keep.
Household
or $9.99/month, cancel anytime
Everything in Free, automated and shared with your partner — with unlimited AI, usage on us.
Business
or $14.99/month, cancel anytime
Everything in Household, plus the owner-manager toolkit: corporate structures, dividends, and the business calculators.
Prices in Canadian dollars; applicable taxes extra. Every new household gets 14 days with everything unlocked — no credit card. When it ends you drop to Free; nothing is deleted.
Questions people actually ask
No. Every new household gets 14 days with everything unlocked, Business included. When it ends you drop to Free — nothing is deleted, and your history stays yours.
We never ask for your brokerage password. Questrade sync uses a read-only token you generate and can revoke, and it can't place trades.
It stays. Synced accounts stop refreshing and become ordinary manual assets you can still edit. Exports (JSON, CSV, and the PDF report) are part of the paid plans.
Yes — on Household and Business, the assistant and the monthly CFO report run on CanadianFinHub's own AI capacity at no extra cost, within fair use (150 messages per household per day). Prefer your own Claude or OpenAI key? Connect it in Settings and it takes over.
Nothing to sign up for
The demo household has a mortgage, two salaries, rentals, and 18 months of history. Click around — nothing to sign up for.
Not financial, tax, or investment advice. Market data delayed up to 15 minutes.