Calculators

Coast-FIRE projector

Portfolio + pension + rentals projected in today's dollars, and the point where contributions become optional.

You today

Current ageRetirement agePortfolio today ($)Monthly contributions ($)Expected return (%/yr)Inflation (%/yr)

Retirement income, in today's dollars

Pension at retirement ($/mo)Net rental income ($/mo)Target spending ($/mo)Withdrawal rate (%/yr)

Everything is computed in today's dollars using the real return (3.90%/yr after 2.5% inflation), so the answers are directly comparable to your spending today.

Portfolio at 60

$1,846,458.90

Retirement income

$7,654.86/mo

Surplus vs target

$154.86/mo

Coasting already?

Not yet

Two paths to 60

Portfolio needed: $1,800,000.00 — what covers your target spending after pension and rental income, at a 4% withdrawal rate. The coast line falls short — contributions are still doing real work.

Not financial, tax, or investment advice.