Calculators
Rental property cash flow
Monthly cash flow, cash-on-cash, cap rate, and DSCR — with vacancy priced in and the mortgage payment derived.
Purchase & financing
Operations
Monthly cash flow
-$240.84
Cash-on-cash
-2.6%
Cap rate
4.89%
DSCR
0.89
Monthly breakdown
- Rent after 4% vacancy$2,688.00
- Operating expenses−$650.00
- Mortgage payment ($400,000.00 @ 4.79%)−$2,278.84
- Cash flow-$240.84
Cash invested: $110,000.00 (down payment + closing). NOI $24,456.00/yr. DSCR is NOI over annual debt service — lenders typically want 1.20+.
Not financial, tax, or investment advice.